Ryan & Brandy Brown

RE/MAX of Farmington
108 N. Orchard Ave. #101
Farmington, New Mexico 87401
Real Estate Brokers
Office: 505-327-4777
Mobile: 505-427-2288

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Do's and Dont's Now That You Are Under Contract with the Ryan & Brandy Brown

Ready To List  |  Staging To Sell Do's and Dont's  |  About Us

Congratulations on entering into the exciting process of purchasing your new home with the R&B Real Estate Group! There are certain “Do’s and Don’ts” which may affect the outcome of your loan request.  These remain in effect before, during and after the pre-qualification up until the time of settlement when your loan is funded and recorded.  Many times, credit, income and assets are verified the hour before you have signed your final loan documents.  You should comply with:


Do not do anything that may alter your credit and may risk you obtaining your loan.  Also, these things may put you in default of your Purchase Agreement, may put your earnest money at risk, and may put you at risk for being sued. 

  • DO NOT quit your job or change jobs.  If this is likely, consult with your loan officer and call our office should this occur.
  • DO NOT apply for credit anywhere else except with your lender.  This causes more “hits” on your credit rating which can reduce your credit score.
  • DO NOT change bank accounts or transfer money within your existing accounts.
  • DO NOT co-sign for anyone, for any reason, for anything.
  • DO NOT purchase or attempt to purchase anything on credit cards such as a new car, truck, boat, camper, furniture or other real estate.
  • DO NOT charge, withdraw, or transfer any abnormal amounts to or between your current bank accounts.
  • DO NOT send in late payments or incur late fees for anything.
  • DO NOT wait longer than the time frame given per your contract to provide all necessary paperwork and information to your lender when requested.


  • DO keep all payments current, including mortgages, car payments, credit card payments, etc.
  • DO contact both your lender and PRO REALTOR anytime questions arise.
  • DO return all phone calls from your PRO REALTOR, lender, title company or anyone else involved in your transaction within a timely manner.

Ready To List  |  Staging To Sell Do's and Dont's  |  About Us


Ryan & Brandy Brown
RE/MAX of Farmington
Direct: 505-427-2288
Office: 505-327-4777

Email: ryan@ownfarmington.com
108 N. Orchard Ave. 
Farmington, NM 87401


Ryan & Brandy Brown and their team did a great job selling our house quick, in one day to be exact! Great communication throughout the entire process from Ryan & Ashley start to finish! This is the second home I have sold with them in two years, first one sold in just two days in 2016. Proven performance and great service. Genuinely great folks to deal with. Julie
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