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Do's and Dont's Now That You Are Under Contract with the R&B Real Estate

Ready To List  |  Staging To Sell Do's and Dont's  |  About Us

Congratulations on entering into the exciting process of purchasing your new home with the R&B Real Estate Group! There are certain “Do’s and Don’ts” which may affect the outcome of your loan request.  These remain in effect before, during and after the pre-qualification up until the time of settlement when your loan is funded and recorded.  Many times, credit, income and assets are verified the hour before you have signed your final loan documents.  You should comply with:


Do not do anything that may alter your credit and may risk you obtaining your loan.  Also, these things may put you in default of your Purchase Agreement, may put your earnest money at risk, and may put you at risk for being sued. 

  • DO NOT quit your job or change jobs.  If this is likely, consult with your loan officer and call our office should this occur.
  • DO NOT apply for credit anywhere else except with your lender.  This causes more “hits” on your credit rating which can reduce your credit score.
  • DO NOT change bank accounts or transfer money within your existing accounts.
  • DO NOT co-sign for anyone, for any reason, for anything.
  • DO NOT purchase or attempt to purchase anything on credit cards such as a new car, truck, boat, camper, furniture or other real estate.
  • DO NOT charge, withdraw, or transfer any abnormal amounts to or between your current bank accounts.
  • DO NOT send in late payments or incur late fees for anything.
  • DO NOT wait longer than the time frame given per your contract to provide all necessary paperwork and information to your lender when requested.


  • DO keep all payments current, including mortgages, car payments, credit card payments, etc.
  • DO contact both your lender and PRO REALTOR anytime questions arise.
  • DO return all phone calls from your PRO REALTOR, lender, title company or anyone else involved in your transaction within a timely manner.

Ready To List  |  Staging To Sell Do's and Dont's  |  About Us


The Four Corners HOME TEAM, LLC

DBA the Ryan & Brandy Brown Real Estate Group
Real Estate PROS
4100 E. Main Street
Farmington, NM 87402
Direct: 505-427-2288 
Ryan Brown, Qualifying Broker/Owner
Brandy Brown, Manager/Owner

Contact Us 
Ashley Raney - PRO Listing Manager
Melissa Glasgow - PRO Buyer Specialst

agent photo
Ryan & Brandy Brown 
Real Estate PROS
4100 E. Main Street 
Farmington, NM 87402
Email: ryan@ownfarmington.com


Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional.
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